PayPal India – Create & Verify PayPal Account in India?

PayPal India – How to Create & Verify PayPal Account in India?

What is PayPal?

PayPal is like an online bank & if you have a PayPal account, you can send or receive money instantly all over the world.

If you are earning money online, then most of the companies prefer to send your earnings in your PayPal or Payza account. PayPal is much preferred over Payza account.

And if you have an online business & you want to sell your products online, then you can easily receive payment from your customers who want to pay by credit card or their PayPal account.

Although there are other payment gateways as well but PayPal is most convenient & preferred way.


You need to add a bank account in PayPal to verify your account & if you receive payment from anyone then with in 1-2 days your money will be transferred by PayPal to your bank account.

If you don’t have a bank account, still you can open a PayPal account but your PayPal account will be treated as unverified PayPal account until you don’t add bank details on it. Unverified bank account have certain limitation in sending and receiving money.

To open PayPal account you need a PAN Card and a working email Id.

What if you don’t have-

A bank account:- then you can’t use PayPal or open a new bank account. OR you can use your father, mother or husband PAN card.If you Don't have the PAN CARD Click here to apply 

PAN card:-

 Then immediately apply for PAN card & you can get it in 1 month. OR you can use other’s PAN card but PayPal ask the bank details of the same person as PAN card.

Opening a PayPal account is FREE & your email ID is the your PayPal account.

There is no need of any type of debit or credit card to open PayPal account. You can add debit card or credit later after opening account, if you want to buy something online. But it’s not necessary if you only want to receive money that you have earned online.

PayPal is very secure so don’t worry about your money. It provides security through SSL (Secure socket layer). Your details transferred over internet in encrypted form. It’s impossible for hacker to hack your account.

You need to remember your Email Id through which you are going to create PayPal account and Password.

Don’t share your password with anyone.

You can also transfer money from one PayPal account to another PayPal account.

Steps to create a PayPal account in India

STEP 1:  Visit this PayPal India link & click on Sign up as shown below-

STEP 2: Select Individual account & click on Continue.

STEP 3: Enter your name & email address & click on Continue.

STEP 4: Fill the form completely as shown below & then click “Agree & Create Account”-

STEP 5: You will be asked to link your credit card or debit card. You can add if you have & want to add otherwise click “I’ll link my card later”.

Step 6: Your PayPal account is created. Now click the bottom link as shown in the image below-


Step 7: Now you will be asked to confirm your email account. Check your email for the activation link & activate your account.

Step 8: Next, you will be asked to provide security questions. Do it properly as PayPal asks this at the time of account password recovery.




Step 9: Next, it will ask to add bank details. You can add the bank account number & IFSC code. PayPal sends 2 small deposits between Rs.1 to Rs.1.5 in your bank account. You need to check your bank account & provide the exact value to confirm the account.

Step 10:- Later on, you need to add your PAN card so that your account will be verified. Your name in bank account should be same as in your PAN card otherwise it will not work properly.

What is verified PayPal Account ?

When you attach your bank details in your PayPal account,then your account will be verified PayPal account. After attaching your bank account details your PayPal account becomes an auto withdrawal account. It means if you have some money in your PayPal account it will automatically transfer in your bank account.

Why should I have Verified PayPal Account ?

Unverified PayPal account have certain limitation. You can send and receive money upto certain limit.

There are also some site on internet which pay in your PayPal account only when you have verified PayPal account.